What are the risks of cryptocurrencies in 2025?

Crypto

7.23.2025 8:21 AM

What are the risks of cryptocurrencies in 2025?

The crypto market continues to grow in 2025, but investing in cryptocurrency is not risk-free. If you're thinking about buying Bitcoin, Ethereum, stablecoins or altcoins, it's critical that you know the current risks so you can make informed and safe decisions.

Main cryptocurrency risks in 2025

1. High market volatility

Cryptocurrencies are still highly speculative assets. A single tweet or global news item can skyrocket or plummet in value in minutes.

Example: In March 2025, the value of Bitcoin fell 12% after the announcement of new regulations in the U.S. UU.

2. FHigh uniform regulation

Although many countries have made progress in regulations, the ecosystem is still without a standardized global legal framework. This represents legal and fiscal risks, especially if you operate in countries with ambiguous regulations.

Relevant current regulations (2025):

  • Colombia: Cryptocurrencies are not legal tender, but are regulated by the SuperFinancier for monitoring purposes (Arenera Project).
  • European Union: The law comes into force MiCA (Markets in Crypto Assets), which requires greater transparency from exchanges.
  • United States: The SEC maintains vigilance over tokens that can be considered securities (securities).
  • Latin America: Mexico and Brazil are making progress on CBDC projects and regulations for registered exchanges.

3. Cybersecurity and the risk of hacks

Cryptocurrency thefts due to vulnerabilities in wallets and platforms continue. In 2024, more than $1.5 billion in losses for hacks according to Chainalysis.

Recommendations:

  • Usa Cold Wallets (cold wallets) for safe storage.
  • Activate 2FA authentication on your exchanges.
  • Verify that the platforms are regulated.

4. Fraud, Scams, and Unsupported Projects

The rise of new cryptocurrencies and NFTs has increased cases of Rug pulls, Ponzi schemes and tokens with no real use.

Avoid investing in projects without whitepaper, public team or blocked liquidity.

Warning signs:

  • Fixed return promises (“earn 10% daily”)
  • Lack of transparency on the part of the team
  • Non-existent official channels

5. Fiscal and tax risks

In many countries, cryptocurrency income must be reported. Failure to do so may bring tax sanctions or audits.

In Colombia (DIAN, 2025):

  • Any cryptocurrency gain must be reported as income in rent.
  • Cryptos are not considered legal currency, but they are a digital asset subject to fiscal control.

How to reduce risks when investing in cryptocurrency?

  1. Always be informed before investing. Consult official sources and reliable media.
  2. Diversify your portfolio. Don't put all your capital in one asset.
  3. Don't invest more than you're willing to lose.
  4. Use secure and regulated exchanges. Example: Binance, Bitso, Hapi, Kraken.
  5. It has tax control. Save the history of purchases, sales and movements.

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