In the financial world, security and trust are essential when exploring platforms for investing. Among the many options available, the key to peace of mind is choosing a regulated broker. But what does that regulation actually mean?

In this article, we will explain what it means to be a regulated broker in simple terms and guide you through the security Hapi offers for your investments.

What is a broker?

A broker is a financial intermediary between an investor and a stock exchange. All regulated brokers are registered with FINRA (Financial Industry Regulatory Authority), which is the entity responsible for regulating brokers in the United States.

In the past, only the wealthy could afford the costs of a broker and invest in the stock market. Now, with platforms like Hapi, technology helps democratize these services in Latin America for anyone who wants to start investing in the best U.S. companies.

What does it mean to be a regulated broker, and why is it important?

Hapi Securities LLC is a regulated broker. It is registered with the SEC (U.S. Securities and Exchange Commission), is a member of FINRA (Financial Industry Regulatory Authority), and the SIPC (Securities Investor Protection Corporation). This ensures rigorous protections for clients.

In this sense, we ensure compliance with financial laws and regulations both in the U.S. and the countries where we operate, guaranteeing that your assets are protected at all times.

How is your account's security guaranteed?

Your security will always come first for us. All operations are strictly monitored and regulated. That’s why Hapi undergoes regular audits to ensure compliance with regulations. Your personal information is securely stored and used only as required by regulations. Here are the key measures we provide to ensure the security of your account:

• We implement bank-grade security with AES 256-bit encryption to protect your data.
• We are members of the SIPC, which protects our clients' investments up to $500,000 (including $250,000 in cash).
• Our clearing firm, Apex, has also secured an additional insurance policy to complement SIPC protection.
• To comply with anti-money laundering regulations, we actively review any outgoing withdrawals sent to an account with a different owner than the Hapi account owner.

What about the security of my cryptocurrencies?

It’s also important to know that Bakkt Crypto Solutions LLC provides cryptocurrency services in partnership with Hapi, ensuring the security and protection of our clients' investments in this area.

Are you really the owner of your shares on Hapi?

At Hapi, you are the legitimate owner of the shares you purchase. Hapi acts as an intermediary and ensures your rights are protected at all times. Additionally, Hapi does not engage in Contracts for Difference (CFD) trading, ensuring transparency in transactions.

Investing in CFDs can come with risks and disadvantages. It is a complex product that can encourage speculation and incur high costs. Furthermore, you don’t actually invest in the underlying asset, and you can’t enjoy all the benefits of truly owning the shares.

In conclusion, at Hapi, we are committed to providing you with the best possible investment experience, always prioritizing security and transparency.

You can invest with confidence because we strictly adhere to regulations and protect our clients' interests, which sets us apart from other investment alternatives. We are here to support you in your financial goals and help you do so in a simple and secure way.