How to deposit with Hapi with a credit or debit card

Personal finances

10.31.2025 5:06 PM

Depositing with Hapi with a credit or debit card

At Hapi, we simplify your investment experience.

You can now add funds with your credit or debit card, choosing between your local currency or USD, depending on your country.

The entire process is done directly from the Hapi app, without extra steps or unnecessary procedures.

Advantages of depositing with a card

Depositing with your card offers you speed, flexibility and convenience, so you can start investing without waiting.

  • Fast deposit: money is credited in less than 15 minutes.
  • Total flexibility: you can make one-time or frequent deposits.
  • In your local currency: you don't need to convert to dollars.
  • All in one place: the process is done directly from the Hapi app.

How to make a card deposit at Hapi

How to deposit with Hapi with a credit or debit card

Follow these simple steps:

  1. Sign in to your Hapi app.
  2. Tap “Transfer to Hapi”.
  3. Select your country and choose “Credit or Debit Card”.
  4. Enter the amount you want to deposit.
  5. Select your type of document (ID or passport) and enter the number.
  6. Enter your card details.
  7. Ready! Your deposit will be processed in minutes and you can start investing.

Fees and processing time

Card deposits have a commission of 3.85% on the amount, with a minimum fee of USD 2.99.

Examples:

Deposit example: Deposit of USD 100 → Commission: USD 3.85 Deposit of USD 50 → Commission: USD 2.99

Estimated time: up to 15 minutes.

If more than 24 hours have passed and you don't see the full deposit reflected, contact the support team.

Important safety recommendations

Important safety recommendations | Hapi

Your safety is our priority. That's why:

  • We only accept cards in the name of the Hapi account holder.
  • The card must be issued in a country where Hapi operates.
  • We validate that the card matches the account owner.
  • Your bank may apply additional fees depending on its policy.
  • This method is not available in:
    • Bolivia
    • Jamaica
    • Trinidad and Tobago

Tip: Check with your bank if your card allows international online transactions.

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How to open my account in Hapi

Quick step-by-step guide

  • 1

    Sign up in Hapi

    Download the Hapi app from Google Playstore, App Store, or via the website. Complete the registration form and verify your identity.

  • 2

    Add funds to your account

    Make an initial deposit to your account. No minimum amounts required, so you can start with any balance.

  • 3

    Choose how much to invest

    Use Hapi’s search tool to find your favorite stocks. Then tap “Buy,” check the price, and confirm your purchase.

  • 4

    Manage your investments

    Access your portfolio through the app or web version and monitor your stock performance. You can buy or sell anytime you wish.

Tip: set a target amount and use recurring purchases to average your entry cost.

Do you have questions or need help?

If you have questions or problems with your deposit, our support team is ready to help.

Frequently Asked Questions about Card Deposits on Hapi

Find answers to your questions about depositing funds with a credit or debit card on Hapi: processing times, fees, security, and country availability.

How long does a card deposit take on Hapi?

Card deposits are usually processed in less than 15 minutes.

What is the fee for depositing with a card on Hapi?

The card deposit fee is 3.85% of the amount, with a minimum charge of USD 2.99.

Can I use any card to deposit on Hapi?

You can only use cards issued in countries where Hapi operates and that are under your name.

In which currency can I deposit with a card?

Depending on your country, you can deposit in your local currency or in U.S. dollars (USD), directly from the app.

What should I do if my deposit doesn’t appear?

If more than 24 hours have passed and you don’t see your deposit reflected, contact the Hapi support team for assistance.

Are there countries where card deposits are not available?

Yes. Currently, card deposits are not available in Bolivia, Jamaica, and Trinidad and Tobago.

Important Disclosure

This article is provided for informational and educational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities or investment products. Nothing herein should be construed as investment, financial, tax, or legal advice, nor as a recommendation of any security, investment strategy, or account type.

Hapi Corp. is the parent company of Hapi Securities, LLC, a U.S. SEC-registered broker-dealer and member of FINRA/SIPC. Any discussion of securities or financial products in this article is for general informational purposes only and may not reflect the views of Hapi Securities, LLC.

Investing in securities involves risk, including possible loss of principal. Past performance does not guarantee future results. Securities products are not FDIC-insured and may lose value.

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All investments involve risk, including the loss of capital. Hapi offers self-directed investment accounts for those investors who feel comfortable managing their own investments. For a full list of our disclosures, please visit our disclosures pages. Certain fees may apply to certain products, operations, and investments, please refer to our full fee schedule.

Brokerage Services are offered through Hapi Securities, LLC, a U.S. Securities and Exchange Commission (SEC) registered broker-dealer, and member of the Financial Industry Regulatory Authority (“FINRA”) (CRD number 311868) and Securities Investor Protection Corporation (“SIPC”), which protects securities of its members’ customers for up to US$ 500,000 (including US$ 250,000 in cash). For additional information visit SIPC. Please note, SIPC covers the return of your securities should Hapi become insolvent, not against the decline of your securities. Click here for Hapi Securities’ Form CRS, which describes Hapi Securities’ products and services. Clearing services are provided through Apex Clearing Corporation, a registered broker-dealer and member SIPC, which has additional insurance coverage in excess of the regular SIPC limits.  Hapi Securities, LLC is a wholly owned subsidiary of Hapi Corp. and does not provide investment, tax, or legal advice.  Brokerage services are not intended for persons of any jurisdiction where Hapi Securities, LLC is not authorized to do business or where such products and other services are offered would be contrary to the securities regulations of that jurisdiction.

Hapi Corp., its subsidiaries and its related parties (“Hapi”), are companies incorporated and operated in the United States of America. It is the client's responsibility to ascertain the legal requirements that the current legal framework applicable in its country of residence establishes about the services provided by Hapi, as well as to ascertain whether the current legal framework applicable in its country of residence allows using the services provided by Hapi. Hapi is not licensed to provide brokerage services outside of the US (Spain, the EU or other countries), therefore investments are not protected by the European Union or other countries’ regulations (e.g., MiFID II). Brokerage services at Hapi are provided in accordance with US laws and regulations. When you open a Hapi account it is under your own initiative, all content and information on this website is for informational and educational purposes only and does not imply a recommendation or solicitation to engage in any specific investment strategy.

Cryptocurrency services are offered through an account with Hapi Crypto, LLC and Bakkt Crypto solutions, LLC. (“Bakkt”).  Transactions and custody services are provided by Bakkt. Bakkt has a BitLicense through the New York State Department of Financial Services (“NYDFS” or “DFS”) and is registered with FinCen as a money services business.  Cryptocurrency held through Hapi Crypto and Bakkt is not FDIC insure or SIPC protected. Bakkt Crypto is not a registered broker-dealer or FINRA member. Please make sure you fully understand the risk involved before trading cryptos.