Personal finances
2.18.2026 11:15 AM
Hapi
In 2026, investing from Latin America is more accessible than ever. Today it is possible to buy U.S. stocks, ETFs, currencies or cryptocurrencies directly from your cell phone or computer thanks to new digital platforms and international brokers.
However, not all options offer the same level of security, regulation, transparent fees, or ease of use.
Choosing an unsuitable broker can result in hidden costs, complex platforms, or unnecessary risks to your money.
Therefore, in this educational and comparative guide, we analyze broker platforms commonly used by Latin American investors, evaluating key aspects such as regulation, accessibility, costs, support in Spanish and tools for beginners, to help you make a more informed decision.
A broker is a company or digital platform that acts as an intermediary between investors and financial markets, allowing you to buy and sell assets such as stocks, ETFs, currencies or cryptocurrencies from your country.
Choosing a reliable broker is important because it will be the entity responsible for safeguarding funds, executing orders and facilitating access to global markets.
When evaluating options, consider:
Hapi is an investment application focused on people in Latin America who are looking to access the U.S. stock and ETF market from their cell phone, with a simple experience and affordable amounts to start with.
Its proposal focuses on financial education, ease of use and long-term investment strategies.
It may be suitable for: Beginners or Investors Looking for Simplicity
Outstanding benefits: intuitive app, educational approach, access to US stocks and ETFs Accessible warehouses in the U.S.
Regulatory Note: Brokerage services are offered by Hapi Securities, LLC, a member of FINRA and SIPC.
XTB is an international platform known for its educational content and support in Spanish, with access to stocks, indices and ETFs.
Commonly used by: People who want to learn while investing
Outstanding benefits: intuitive platform, courses and training resources
eToro combines investment in stocks and cryptocurrencies with features of Copy Trading, allowing the strategies of other users to be replicated.
It is usually chosen by: investors interested in social interaction and learning
Outstanding benefits: friendly experience, multiple assets, social tools
Interactive Brokers is a widely known platform for its international reach and professional tools for more experienced investors.
Often used by: investors with more experience or advanced needs
Outstanding benefits: global markets, competitive costs, professional tools
XM offers access to foreign exchange and derivatives markets, along with educational resources and low initial capital accounts.
It may be suitable for: Traders interested in short-term markets
Outstanding benefits: Small Accounts, Webinars and Continuing Education
Pepperstone is a platform focused on fast execution and competitive spreads, especially used in technical or automated trading.
Commonly used by: active or experienced traders
Outstanding benefits: Efficient Execution, Solid Technology
Choosing a broker involves evaluating more than commissions. You should also consider regulation, total costs, access to markets, and support.
It prioritizes platforms supervised by recognized bodies. Regulation can provide greater transparency and operational standards.
Review spreads, withdrawal costs, currency conversion, and possible additional charges.
A clear platform reduces errors, especially if you're starting out.
Some brokers offer real stocks and ETFs; others focus on derivatives such as CFDs.
Educational material and support in your language can make learning easier.
There is no universally superior broker, but rather platforms that can better adapt to different profiles, objectives and levels of experience.
Some apps may be more accessible to beginners, while others offer more advanced tools for more experienced investors.
Beyond the chosen broker, the important thing is to operate with regulated platforms, understand the total costs, diversify and maintain a disciplined and long-term strategy.