M&T Bank Corporation Common Stock

All investments involve risk, including the loss of capital. Hapi offers self-directed investment accounts for those investors who feel comfortable managing their own investments. For a full list of our disclosures, please visit our disclosures pages. Certain fees may apply to certain products, operations, and investments, please refer to our full fee schedule.

Brokerage Services are offered through Hapi Securities, LLC, a U.S. Securities and Exchange Commission (SEC) registered broker-dealer, and member of the Financial Industry Regulatory Authority (“FINRA”) (CRD number 311868) and Securities Investor Protection Corporation (“SIPC”), which protects securities of its members’ customers for up to US$ 500,000 (including US$ 250,000 in cash). For additional information visit SIPC. Please note, SIPC covers the return of your securities should Hapi become insolvent, not against the decline of your securities. Click here for Hapi Securities’ Form CRS, which describes Hapi Securities’ products and services. Clearing services are provided through Apex Clearing Corporation, a registered broker-dealer and member SIPC, which has additional insurance coverage in excess of the regular SIPC limits.  Hapi Securities, LLC is a wholly owned subsidiary of Hapi Corp. and does not provide investment, tax, or legal advice.  Brokerage services are not intended for persons of any jurisdiction where Hapi Securities, LLC is not authorized to do business or where such products and other services are offered would be contrary to the securities regulations of that jurisdiction.

Hapi Corp., its subsidiaries and its related parties (“Hapi”), are companies incorporated and operated in the United States of America. It is the client's responsibility to ascertain the legal requirements that the current legal framework applicable in its country of residence establishes about the services provided by Hapi, as well as to ascertain whether the current legal framework applicable in its country of residence allows using the services provided by Hapi. Hapi is not licensed to provide brokerage services outside of the US (Spain, the EU or other countries), therefore investments are not protected by the European Union or other countries’ regulations (e.g., MiFID II). Brokerage services at Hapi are provided in accordance with US laws and regulations. When you open a Hapi account it is under your own initiative, all content and information on this website is for informational and educational purposes only and does not imply a recommendation or solicitation to engage in any specific investment strategy.

Cryptocurrency services are offered through an account with Hapi Crypto, LLC and Bakkt Crypto solutions, LLC. (“Bakkt”).  Transactions and custody services are provided by Bakkt. Bakkt has a BitLicense through the New York State Department of Financial Services (“NYDFS” or “DFS”) and is registered with FinCen as a money services business.  Cryptocurrency held through Hapi Crypto and Bakkt is not FDIC insure or SIPC protected. Bakkt Crypto is not a registered broker-dealer or FINRA member. Please make sure you fully understand the risk involved before trading cryptos.